If you have debts that you can’t repay on your own, are behind on your mortgage payments and in danger of foreclosure, or are being harassed by bill collectors, bankruptcy could be the best option for you. It could provide relief from your debts and give you a second chance at a successful financial future. We know that for some, the stress of financial hardships and the idea of filing a bankruptcy case can feel overwhelming. If you find yourself in this position, know that you are not alone.